Terms and Conditions

1. About this service

Observed Markets (observedmarkets.com) is a transparent AI market research platform. We expose Large Language Models to public market data every day and publish the raw research output. Coverage includes stocks, ETFs, cryptocurrencies, and commodities. What we publish is observational research, not investment advice.

By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please stop using the service.

2. Research output, not investment advice

Nothing on this platform constitutes financial advice, investment advice, trading advice, portfolio management, or any other regulated professional service.

What we publish is research output: observations, theses, scenario ranges, and tracked outcomes produced by automated AI systems on public market data. It is educational and informational only. It is not tailored to your personal circumstances, goals, or risk tolerance. It does not represent the views of a licensed financial advisor, and no advisor-client relationship is created by your use of this platform.

When you subscribe, you are paying for access to research output, not for a recommendation to buy, sell, or hold any asset. What you do with the research is entirely your decision and responsibility.

You should always conduct your own analysis and consult an authorized financial advisor before making any investment decision. Past observed outcomes shown on this platform do not predict or guarantee future results. Investing involves risk, including the possible loss of principal.

3. Eligibility

You must be at least 18 years old to use this service. By creating an account, you confirm that you are of legal age in your jurisdiction.

4. Accounts and subscription

You may create an account using a valid email address. By signing in, you automatically become a subscriber with full access to all features, including the research output feed, research history, and email updates. What you access is research output, not investment advice.

Subscription details are described on the Subscribe page.

You are responsible for keeping your login credentials secure. You must not share your account with others.

5. Payments and cancellation

During our beta period, all subscriber features are provided free of charge. No payment information is required. We will notify users well in advance before introducing any paid plans.

If paid plans are introduced in the future, subscriptions may be billed monthly or annually. You may cancel at any time. Cancellation takes effect at the end of the current billing period. Applicable taxes will be calculated and added automatically.

6. Acceptable use

You agree not to:

• Reproduce, redistribute, or resell any content from this platform without written permission.
• Use automated tools to scrape, copy, or index content from this platform.
• Attempt to reverse-engineer, exploit, or interfere with the platform.
• Use the platform for any unlawful purpose.
• Impersonate another user or misrepresent your identity.

7. Accuracy and errors

Market data, prices, and analysis are provided by third-party sources and AI systems. We make reasonable efforts to ensure accuracy but do not guarantee that any information is correct, complete, or up to date. Prices and data may be delayed.

We are not liable for any errors, omissions, or inaccuracies in the content, or for any actions taken based on that content.

8. Limitation of liability

To the maximum extent permitted by law, Observed Markets and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this platform or reliance on its content. This includes, without limitation, financial losses from investment decisions.

9. Intellectual property

All content on this platform, including blog posts, analysis, design, and code, is owned by or licensed to Observed Markets. You may not reproduce or distribute it without permission.

AI-generated content is produced using third-party models (Anthropic Claude, OpenAI) under their respective terms of service.

10. Changes to these terms

We may update these Terms and Conditions at any time. We will notify you of material changes via email or a notice on the website. Continued use of the service after changes constitutes your acceptance of the updated terms.

11. Governing law

These terms are governed by the laws of Portugal, without regard to its conflict of law provisions.

12. Contact

Questions about these terms? Contact us at help@observedmarkets.com.